For drivers that are required to carry an SR 22 in Lacey, they might be having a hard time finding reasonable insurance rates for their vehicles. The need for having one of these certificates is not the end of the world as there are many reasons that a driver needs to carry one. An SR 22 is simply a certificate that must be filed if the drivers’ license has ever been suspended. The certificate shows that the driver now has meet all state insurance minimums and is adequately insured.
There could be many reasons why a driver needs to carry an SR 22 in Lacey. Some of those reasons include having too many at fault accidents, a very serious moving violation, too many traffic tickets, multiple DWI or DUI citings, driving without insurance and even driving without a license.
It is possible to find insurance if a driver needs an SR 22 in Lacey, but the cost is often far too high for the amount of coverage given. Instead of paying sky high premiums for very little coverage, drivers with an SR 22 can now find low cost rates. Getting the preferred low cost rates could save these drivers thousands of dollars each year.
The key to finding the best rates is to do plenty of research. Don’t just pick the first insurance company that offers low rates to high risk drivers with an SR 22 in Lacey. First, ask your family and friends for any recommendations. Once you have a list of potential insurance companies, it’s a good idea to compare their insurance packages. A good way to do this is to take your existing policy and ask them for a quote that matches your existing policy. Be upfront with them about the SR 22 certificate so there are no surprises in pricing.
It is also a good idea to speak with the insurance agent about why you have the SR 22. It’s always a good idea to make a personal connection with your insurance agent, but select an insurance agent that understands your situation. Every driver makes mistakes and always deserves a second chance. You’ll want to make sure your insurance agent feels the same way so they can help you find the best low cost insurance rate even with an SR 22 in Lacey.